Highlights of Internal Revenue Bulletin 2024-47 – 11/18/2024

Posted by Lee Reams Sr., BSME, EA on

IRS Bulletin 2024-47 highlights important updates including cost-of-living adjustments for retirement plans, preventive services coverage, 501(c)(3) revocations, and housing credit carryovers for 2024.

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 The Internal Revenue Bulletin (IRB) is the authoritative instrument for announcing official rulings and procedures of the IRS and for publishing Treasury Decisions, Executive Orders, Tax Conventions, legislation, court decisions, and other items of general interest. 

EMPLOYEE PLANS

Notice 2024-80, page 1120.

Section 415 of the Internal Revenue Code (the Code) provides for dollar limitations on benefits and contributions under qualified retirement plans. Section 415(d) requires that the Secretary of the Treasury annually adjust these limits for cost of living increases. Other limitations applicable to deferred compensation plans are also affected by these adjustments under § 415. Under § 415(d), the adjustments are to be made under adjustment procedures similar to those used to adjust benefit amounts under § 215(i)(2)(A) of the Social Security Act. 

EMPLOYEE PLANS, EXCISE TAX 

REG-110878-24, page 1125.

These proposed rules would amend the regulations regarding coverage of certain preventive services under section 2713 of the Public Health Service Act. The proposed rules also contain separate requirements applicable to coverage of contraceptive items that are preventive services. Specifically, these proposed rules would require plans and issuers to cover recommended over the-counter contraceptive items without requiring a prescription and without imposing cost-sharing requirements. In addition, the proposed rules would require plans and issuers to cover certain recommended contraceptive items that are drugs and drugled combination products without imposing cost sharing requirements, unless a therapeutic equivalent of the drug or drug-led combination product is covered without cost sharing. Finally, these proposed rules would amend the regulations implementing section 2715A of the Public Health Service Act and section 1311(e)(3) of the Affordable Care Act by adding a disclosure requirement pertaining to coverage and cost-sharing requirements for over-the-counter contraceptive items. These proposed rules would not modify Federal conscience protections related to contraceptive coverage for employers, plans, issuers, and providers. 

EXEMPT ORGANIZATIONS 

Announcement 2024-37, page 1124.

Revocation of IRC 501(c)(3) Organizations for failure to meet the code section requirements. Contributions made to the organizations by individual donors are no longer deductible under IRC 170(b)(1)(A). 

INCOME TAX 

Rev. Proc. 2024-41, page 1122.

This revenue procedure publishes the amounts of unused housing credit carryovers allocated to qualified states under § 42(h)(3)(D) of the Internal Revenue Code for calendar year 2024.